Tamkeen

Tamkeen’s programs and initiatives aims to strengthen the position of the private sector to be the ​​​main engine for economic growth, since Tamkeen provides support to Bahraini individuals to be the best choice for employment within the labour market. Tamkeen also provides support to private sector enterprises in all their stages of development, enabling them to contribute towards the country’s growth and sustainability.

As such, Tamkeen provides various types of support to small and medium enterprises (SMEs), which includes financial, technical, and advisory support, in addition to grants that cover operational expenses, to help them grow their business and at the same time create job opportunities. Not to mention also Tamkeen’s training programs that contribute towards the development of Bahrain’s workforce and increase their efficiency across different fields.

Furthermore, Tamkeen has partnered with local banks to facilitate the financial support, as Tamkeen assists enterprises to obtain loans while guaranteeing a percentage of them to help enterprises expand their businesses and develop their services. Tamkeen is also keen on encouraging enterprises to shift towards digital transformation, and this is done through partnering with leading authorities within this field to support and facilitate the SME’s access to systems for their current operations, and future directions, while also supporting their employees’ training according to their needs.

Moreover, Tamkeen provides advisory services that help SMEs benefit from a wide range of local and international experts and specialists from different fields, to provide them with a better picture and requirements of the labour market.

​
 

Bahrain Development Bank (BDB)

Bahrain Development Bank (BDB) promotes entrepreneurship & innovation in the Kingdom of Bahrain, by encouraging Bahraini professionals, enterprising women & ambitious youth, who demonstrate strong business acumen & leadership qualities in promoting the growth & prosperity of Small and Medium Enterprises (SMEs) through financial support, incubation and advisory services.

The Bank provides a wide range of financial services for start-ups & existing businesses that include fixed assets and working capital financing, trade finance, letters of guarantee (LG), overdraft facilities, educational loans, agriculture & fisheries loans and Women Business Finance Scheme “Riyadat” amongst other products and services.

BDB also provides various non-financial services that include incubation services through the bank's wholly owned subsidiary Bahrain Business Incubator Center. Additionally, the Bank regularly arranges for events and workshops that encourages the growth of a vibrant SME eco-system in Bahrain.

​
 

Corklinc

A solution that assists buyers to optimize their cash flow by allowing businesses to extend their payment terms to their vendors while providing the option for their large and SME vendors to get paid earlier and generate further operating cash flow.

Corklinc offers this “Platform-as-a-Service’’ (PaaS) model to all players in the ecosystem for buyers, suppliers, and financiers. It supports a diverse range of financing products such as Invoice Discounting, Factoring, Reverse Factoring, Forfaiting, Loan Against Electronic Receivables to name a few.

​
 

TENMOU

Bahrain’s first Business Angels Company focuses on supporting innovative entrepreneurs through capital and many mentorship opportunities for start-ups who have reached the stage of viability in their business journey. Through the support and mentorship provided by our Angel shareholders, all of whom are reputable businessmen and entrepreneurs, we look to give these new entrepreneurs the greatest chance of success by growing and scaling their business to reach its highest potential. Tenmou also plays a huge role in the start-up community and ecosystem in Bahrain and the Middle East by participating in seminars and initiatives to further support our entrepreneurs

​
​
​
 

Hope Fund

Hope Ventures, the investment arm of Hope Fund, aims to foster an entrepreneurial culture and mindset by supporting Bahraini businesses towards regional and international success through the provision of the following services:  
- Knowledge building
Organizing free of charge educational initiatives including workshops, lectures, challenges, bootcamps, fireside chats, mentorship and more to support and educate potential and existing entrepreneurs with the information needed to launch, grow, and scale their businesses.

- Equity investments  
Investing in promising businesses with high potential for growth and scalability, founded by high caliber Bahraini entrepreneurs to support with the launch and growth of their business concepts across various sectors.  

- Opportunity facilitation  
Leveraging the Hope network and creating a Hope community to facilitate business growth opportunities for Bahraini businesses by connecting them to entities, organizations, and individuals.

​
 

Bahrain Investment Market

Bahrain Investment Market (BIM) is an innovative equity market that is designed to enable fast-growing companies in the Kingdom of Bahrain, the GCC and wider MENA region to obtain growth capital via direct offering.

The Bahrain Investment Market (BIM) enables​ fast-growing companies to obtain the needed growth capital for expansion and also has the ripple effect of encouraging entrepreneurship, creating new job opportunities, and boosting the private sector’s contribution to the national economy. BIM aims to attract listing of growth companies in a number of key target sectors.

​
​
​
 

Benefit

The Payment Gateway (PG) enables merchants, corporate and Government entities to process online transactions via the use of debit (ATM) card payments PG supports online payment.

There are many advantages of the payment Gateway; first is to Secure and reliable real-time transaction processing and easy report generation, payment settlements and account reconciliation process. In addition, the gateway could be Customized as per the payment process requirements of individual entities and integrates with other channels such as website and Mobile Apps. It’s also Protects merchants or corporations from any misuse or fraud attempts.

BenefitPay is the National Electronic Wallet Payment System. It is a method to streamline payments in the Kingdom of Bahrain and allows consumers and merchants to transact without the use of cash or cards. Instead, they can download an app on their smartphones to either send or accept payments completely electronically, securely, and immediately.

​
 

AFS

What is AFS Go!
AFS Go! is a digital solution bundle that aims to support local businesses across the Kingdom of Bahrain. AFS Go! is focused on helping Micro, Small and Medium Enterprise (MSME) businesses in Bahrain and supporting their growth.  

  AFS Go! supports your business, giving you a comprehensive set of beneficial solutions spanning eShop, In-Store Payments and Digital Payroll. With AFS Go! your business can reduce cash dependence, attract sales through a dedicated web presence (eShop), accept digital payments, automate internal processes, add digital payrolls for unbanked workers and fuel business growth. AFS Go! is an affordable, convenient, and easy to use one-stop solution for merchants who can pick any or all services from within the bundle – to grow your business.

​